Current Expertise for Financial Professionals

With decades of experience, Aalto EE supports professionals across the full spectrum of financial services, ranging from lending and credit risk management to sustainable finance, corporate and rural financing, digital mortgage processes, and the evolving world of payments. Our programs provide a solid foundation for navigating both regulatory expectations and practical challenges in today’s financial landscape.

Our programs provide up-to-date insights on regulation, risk management, lending practices, and sustainable finance. Participants gain a practical understanding of the financial system, capital adequacy requirements, deposit protection, credit regulation, and the key responsibilities of financial institutions.

Whether you're developing your personal expertise or building organizational capabilities, our learning solutions help you stay competitive, compliant, and ready for what’s next in the financial industry.

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Download the Banking and Finance brochure and compare programs.

Finance Banking

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Customized Competence Development Solutions

With over 50 years of experience, Aalto EE develops world-class competence development solutions that utilize Aalto University’s multidisciplinary faculty and approach.

We co-create with organizations' impactful and inspirational training solutions and help our customers to address current and future business challenges.

 

Aalto EE's customized solutions are an impressive way to renew organizations and competencies, ensure strategy implementation, and build a new competitive advantage. Together with our corporate clients, we design and implement customized training where all aspects are always organized according to the customer's needs.

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From Algorithms to Impact: How AI Is Reframing Finance

In the webinar recording, the keynote speaker, Ruth Kaila from Aalto University, shares her insights on AI in the Finance sector.

Watch recording

Upcoming Seminars

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Compliance-toiminnan ABC

  • 9.9.2025
  • Seminars
  • Finnish

Aivovammat ja neurologiset sairaudet henkilövakuutus­korvauksissa

  • 15.9.2025
  • Seminars
  • Onsite, Live online
  • Finnish

Kestävyysraportointi ja CSRD-direktiivin tuomat muutokset

  • 19.9.2025
  • Seminars
  • Hybrid
  • Finnish

Korvauspäätösten perusteleminen – tekstin sisällön ja rakenteen muotoilu

  • 29.10.2025
  • Seminars
  • Onsite
  • Finnish

Corporate Venturing

  • October 30, 2025
  • Seminars
  • Onsite
  • English

Aivovammat ja neurologiset sairaudet henkilövakuutus­korvauksissa

  • 15.9.2025
  • Seminars
  • Onsite, Live online
  • Finnish

Maksamisen digitalisoituva toimintaympäristö

  • 11.11.2025
  • Seminars
  • Hybrid
  • Finnish

Meet Our Faculty

Markku Kaustia

Markku Kaustia is the Hannes Gebhard Professor in Finance and Insurance at Aalto University School of Business.

His areas of research include finance, investments, financial markets, assets management, investor behavior, and psychology. His research has been published in leading academic journals, like the Journal of Banking and Finance, Journal of Financial Economics, and Journal of Finance.

Professor Kaustia is a regular speaker and teacher for finance professionals and conferences. He has investigated micro-foundations of investment epidemics, dynamics of investors' risk aversion, and behavioral biases of finance professionals. 

He has been at Aalto University, School of Business, Department of Finance, since 2008. As a Visiting Professor, he has taught in the USA at the University of Michigan, Ross School of Business (2011-2012), and at the University of Pennsylvania, Wharton School of Business (2012-2013).

In 2014, Aalto University established the position of Hannes Gebhard Professor in Finance & Insurance to acknowledge the support of the OP-Pohjola Group in promoting scientific research in finance. Hannes Gebhard was a Finnish businessman, professor of economic history & economics, member of Parliament & father of the Finnish Cooperative Business.

Markku Kaustia has a Ph.D. in Finance from Aalto University School of Business.

Mikko Kiviharju

Mikko Kiviharju works as a Professor of Practice at Aalto University.

Before his current position, he worked for the Finnish Defense Forces research center.

His expertise includes cyber security in critical infrastructure systems, such as the Internet of Things and logistics operational technologies, cyber security in AI, and cryptology/encryption techniques.

Contact Us

Salla Närhinen

Senior Program Director +358 10 837 3772 salla.narhinen@aaltoee.fi

Responding to Change in the Banking Sector

Due to crises, globalization, digitalization, and increased regulation, banking has undergone structural shifts. While banks still focus on core functions—financial intermediation, payments, and risk services—new technologies such as AI, robotics, and blockchain are reshaping operations. Today's financial institutions must address customer behavior shifts, tightening compliance demands, and growing pressure for sustainable and transparent practices. Aalto EE supports clients in navigating these changes by designing training solutions that combine the latest domestic and international research with the practical expertise of professionals who understand the realities of the financial industry.

To support regulatory compliance, we offer the Financial Specialist Competence Test (Rahoitusasiantuntijan osaamiskoe), which helps organizations verify that employees possess the necessary, up-to-date knowledge of credit products, responsible lending, and financial regulation. The exam includes annual assessments to ensure continued competence.

Focus Areas: AML, KYC, and Sanctions Compliance

Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations are central to modern banking. Institutions must ensure proper customer due diligence and monitor transactions to prevent money laundering, terrorism financing, and violations of international sanctions. Aalto EE's training supports organizations in maintaining strong internal controls and up-to-date expertise in these critical areas. Our seminars and online courses on these topics are widely used by financial institutions to strengthen internal capabilities and to demonstrate compliance and staff competence to regulators.

Evolving Payments and Open Banking

PSD2 regulation has introduced new third-party providers (PIS, AIS) and strong customer authentication requirements, and payment services are rapidly transforming. Card payments, contactless transactions, mobile apps, and alternative methods such as cryptocurrencies and blockchain are reshaping the payments landscape. Our courses help professionals understand this evolving environment and navigate future developments.

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